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Workmen Compensation

What Is Workers' Compensation Insurance?

As per the Employee's Compensation Act, an employer is liable to pay compensation if personal injury is caused to an employee due to an accident arising out of and in course of the person's employment. In such cases, his employer shall be liable to pay compensation under the provisions of the Act. The employer will not be liable to pay compensation when:

Workmen's Compensation insurance can be called in many different ways as shown below.

  • Workmen's compensation insurance
  • Workmen compensation policy
  • Workmen Compensation Insurance Policy5. workmen compensation
  • Labour Insurance Policy
  • Employers Employee Liability Policy
  • WC Policy
    They all refer to the same policy.
  • An injury does not result in the total or partial disablement of the employee for more than 3 days;

  • An injury doesn't result in death or permanent total disablement caused by an accident under the influence of drink or drugs;

  • In case of accidents caused by wilful disobedience of the rules by the employee and wilful removal of safety guards, the employer is not liable to pay compensation.

Frequently Asked Questions

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