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Easy Insurance India
Motor Insurance

Motor Insurance

Vehicle insurance (also known as, GAP insurance, car insurance, or vehicle insurance) is purchased for cars, trucks, motorcycles, and other road vehicles. Its primary use is to provide financial protection against physical damage and/or bodily injury resulting from traffic collisions and against liability that could also arise there from the specific terms of vehicle insurance vary with legal regulations in each region...

Health Insurance

Health Insurance

We can explain what each benefit means, what each exclusion means, and other details which you may find confusing. Not only do we help you get a policy, more importantly, we will also help you during the time of claim, if any, Act Now. Contact Us.

What Is Workers' Compensation Insurance?

As per the Employee's Compensation Act, an employer is liable to pay compensation if personal injury is caused to an employee due to an accident arising out of and in course of the person's employment.

In such cases, his employer shall be liable to pay compensation under the provisions of the Act. The employer will not be liable to pay compensation when:

  • An injury does not result in the total or partial disablement of the employee for more than 3 days;

  • An injury doesn't result in death or permanent total disablement caused by an accident under the influence of drink or drugs;

  • In case of accidents caused by wilful disobedience of the rules by the employee and wilful removal of safety guards, the employer is not liable to pay compensation.

Frequently Asked Questions

In case of accidents resulting in death: an amount equal to fifty per cent. of the monthly wages of the deceased multiplied by the relevant factor; or an amount of Rs 1,20,000, whichever is more; 2. If the accident results in permanent total disablement: an amount equal to 60 per cent.